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	<title>Karen Adelson Real Estate Blog</title>
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	<link>http://www.karenadelson.com/blog</link>
	<description>Your number one source for finding homes in Lexington MA Real Estate, Belmont MA Real Estate, Winchester MA Real Estate, Middlesex County Real Estate, and surrounding towns.</description>
	<lastBuildDate>Tue, 15 May 2012 11:00:56 +0000</lastBuildDate>
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		<title>Quick and Easy Kitchen Remodel</title>
		<link>http://www.karenadelson.com/blog/quick-and-easy-kitchen-remodel</link>
		<comments>http://www.karenadelson.com/blog/quick-and-easy-kitchen-remodel#comments</comments>
		<pubDate>Tue, 15 May 2012 11:00:51 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Help Around the House]]></category>
		<category><![CDATA[budget remodel]]></category>
		<category><![CDATA[Get home sold quick]]></category>
		<category><![CDATA[kitchen remodel]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Sell your home fast]]></category>
		<category><![CDATA[selling your home]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/?p=89</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/11/Kitchen-3.jpg"></a>Kitchens are often the hub of the home and when it comes time to put your home on the market it is often said that kitchens and baths sell homes. A kitchen remodel can be expensive and time consuming. There are things you can do to give your kitchen a new look without spending [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/11/Kitchen-3.jpg"><img src="http://www.rls2000.com/wordpress/wp-content/uploads/2011/11/Kitchen-3-300x206.jpg" alt="" title="Kitchen 3" width="300" height="206" class="alignleft size-medium wp-image-247" /></a>Kitchens are often the hub of the home and when it comes time to put your home on the market it is often said that kitchens and baths sell homes. A kitchen remodel can be expensive and time consuming. There are things you can do to give your kitchen a new look without spending a lot of money or time. Here are some inexpensive tips to get your kitchen in tip top shape in no time.</p>
<p>-Upgrade your appliances<br />
Updating or upgrading your appliances will give your kitchen a fresh new look. You can start by ordering new doors or face panels from the manufacturer. If new appliances are in order you can find great deals at at discount stores. Many stores have scratch and dent appliances that may only have a small imperfection on the back of the appliance or in a place where no one would see it. This is a great way to save lots of money for more expensive appliances.</p>
<p>-Pretty it up with paint<br />
New paint makes everything look clean and bright again. Choose a semigloss latex paint, which is easier to clean and holds up better in kitchens. Don&#8217;t forget to paint the trim too. Clean and wash all the walls and trim before painting. This will ensure the paint adheres to the surfaces properly.</p>
<p>-Get organized<br />
Even if you have the newest cabinets and appliances a messy kitchen is never attractive. Keep clutter at bay with drawer organizer for utensils, pot racks and pull out trays for cabinets. If you need more room in your kitchen, utilize empty walls. Add open shelves with some neatly placed bowls for a great decorative and storage alternative</p>
<p>-Use the right lighting<br />
Replace flood lights with a brighter and cleaner looking halogen bulbs. Install under cabinet lighting for a new look. Use decorative lights over the kitchen table or island to set the mood.<br />
Older chandeliers can get an easy upgrade by placing small shades over the bulbs.</p>
<p>-Refurbish the cabinets<br />
If your cabinets need a new look consider either refinishing them or giving them a lot of elbow grease. Cabinets easily build up with grease and dust. Use a cleaner with orange oil to get rid of the grime. Test a spot first before cleaning the whole kitchen. If the cabinets are worn, consider refinishing or repainting the doors and frames. Adding new drawer pulls, hinges and handles can also make a big impact.</p>
<p>-Fix the floor<br />
An affordable way to have a do it yourself new floor is to install vinyl tiles. Vinyl flooring is easy to clean and durable. At less than $2 per square foot, you can put a vinyl floor in just about any kitchen for $500.</p>
<p>Don&#8217;t be afraid to spend a little money to achieve big results. Most minor kitchen renovations will recoup at least 83% of the cost and may even add value to your home.</p>
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		<title>Get Your Lawn in Shape</title>
		<link>http://www.karenadelson.com/blog/get-your-lawn-in-shape</link>
		<comments>http://www.karenadelson.com/blog/get-your-lawn-in-shape#comments</comments>
		<pubDate>Tue, 08 May 2012 11:00:26 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Help Around the House]]></category>
		<category><![CDATA[natural lawn care]]></category>
		<category><![CDATA[spring lawn care]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/get-your-lawn-in-shape</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/03/lawnmower.jpg"></a>Even if the weather in your area is still a bit chilly, it’s time to start thinking about giving your lawn a little TLC.</p> <p>For many, this means heading down to the local home improvement warehouse to buy chemical products that might produce a green lawn, but will do a great deal of damage to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/03/lawnmower.jpg"><img class="alignleft size-thumbnail wp-image-1074" title="lawnmower" src="http://www.rls2000.com/wordpress/wp-content/uploads/2012/03/lawnmower-150x148.jpg" alt="" width="150" height="148" /></a>Even if the weather in your area is still a bit chilly, it’s time to start thinking about giving your lawn a little TLC.</p>
<p>For many, this means heading down to the local home improvement warehouse to buy chemical products that might produce a green lawn, but will do a great deal of damage to the soil, water, and wildlife in the process. Here are some tips from<a title="Care2.com" href="http://www.care2.com/greenliving/5-quick-tips-for-spring-lawn-care.html" target="_blank"> Care2.com</a></p>
<p><strong>If you’d rather take a more organic approach to lawn care, here are some tips to keep in mind:</strong></p>
<p><strong>Fertilization:</strong> Spring is a crucial time to fertilize because it replenishes the food reserves your yard draws from while dormant in the winter and fuels grass’ rapid growth phase. Hopefully, you’ve been composting your kitchen waste all year long, and you have the means to make compost tea to fertilize your lawn and garden. This will produce a thick, healthy lawn that also helps prevent weeds. (And don’t worry: if you haven’t been composting, there are lots of packaged organic fertilizers on the market, but just like when shopping for organic foods, be careful and read the label).</p>
<p><strong>Weed control:</strong> Apply a pre-emergent weed killer on lawns to prevent grassy weeds from germinating. Spring broadleaf weeds like dandelions, clovers and plantains, are best prevented by maintaining a proper mowing height and fertilization. After a mild winter, annual weeds that germinate in the fall, like henbit and chickweed, will be more visible and require higher levels of broadleaf weed control through herbicides. Never use chemical weed killers! Check out natural and effective options like Burn Out, (made from clove oil, vinegar and lemon juice) instead.</p>
<p><strong>Pest control/Disease repair:</strong> Severe winters may increase the incidence of winter diseases such as snow mold and Bermuda dead spot. Proper cultural care is important in helping your lawn recover from stress related winter diseases. Properly timed fertilizer application and mowing at the recommended height for your grass type are two items that will aid in the recovery of your lawn.</p>
<p><strong>Mowing:</strong> Contrary to popular belief, setting your mower at a very low height can actually increase weeds by exposing the soil surface to sunlight and removing stored nutrients in leaf blades. Cool weather grasses, such as bluegrass, ryegrass and fescues, should maintain a height of 2.5 to 3.5 inches. Warm season grasses, like bermuda, zoysia, St. Augustine and centipede, should be kept at 1.5 to 2.5 inches tall. Also, think about skipping the loud, carbon-intensive gas powered mower for an electric or human-powered alternative.</p>
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		<title>Things You Should Buy in April</title>
		<link>http://www.karenadelson.com/blog/things-you-should-buy-in-april</link>
		<comments>http://www.karenadelson.com/blog/things-you-should-buy-in-april#comments</comments>
		<pubDate>Tue, 01 May 2012 11:00:36 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[when to buy]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/things-you-should-buy-in-april</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/04/sale.jpg"></a>Whether you crave a fresh salad, a little chocolate or a new laptop, you can probably find a deal this month.</p> <p>April showers? Get a slicker at less-than-sticker price. Want to turn that patio or deck into your home-outside-of-home for the next five months? You might find decent discounts on furniture, containers and flowering [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/04/sale.jpg"><img class="alignleft size-thumbnail wp-image-1122" title="sale" src="http://www.rls2000.com/wordpress/wp-content/uploads/2012/04/sale-150x126.jpg" alt="" width="150" height="126" /></a>Whether you crave a fresh salad, a little chocolate or a new laptop, you can probably find a deal this month.</p>
<p>April showers? Get a slicker at less-than-sticker price. Want to turn that patio or deck into your home-outside-of-home for the next five months? You might find decent discounts on furniture, containers and flowering plants.</p>
<p>Whether you want to add a little spring zing to your menu, home or attitude, <a title="Bankrate.com" href="http://www.bankrate.com/" target="_blank">Bankrate.com</a> has compiled a list of more than 20 items from on which you can find discounts, deals and sales this month.</p>
<p>April holidays mean deals on candy, from chocolate bunnies to jelly beans.</p>
<p>Early in April, the biggest discounts are on Easter candy: treats such as &#8220;chocolate bunnies and chocolate eggs filled with peanut butter or cream or different confections,&#8221; says Denise Alvarez, marketing manager for Retail Confectioners International, an association of independently owned candy producers and retailers. In many cases, shoppers will find discounts of 10 percent to 15 percent, she says.</p>
<p>If you love the candy but don&#8217;t care about the calendar, the days after Easter (April <img src='http://www.karenadelson.com/blog/wp-includes/images/smilies/icon_cool.gif' alt='8)' class='wp-smiley' /> are a candy lover&#8217;s bonanza. Anything themed that can&#8217;t be repackaged for other holidays can be up to half off, she says.</p>
<p>If your tastes run toward the nonchocolate, April 22 brings National Jelly Bean Day. Depending on the retailer, you could find discounts on jelly beans of up to 10 percent to 20 percent, Alvarez says.</p>
<p>April is a good time to save on TVs, laptops and tablets &#8212; oh my.</p>
<p>&#8220;April is actually a pretty good month for both televisions and laptops,&#8221; says. &#8220;Part of it is because it&#8217;s the end of the model year. And it&#8217;s the end of the fiscal year for Japanese companies &#8212; they&#8217;re trying to clear the books.&#8221;</p>
<p>Generally, shoppers can expect discounts of about 10 percent on TVs and laptops, he says. With TVs, &#8220;it&#8217;s really all over the place,&#8221; depending on the company and the model, he says. TVs without some of the latest high-tech features (such as Internet interface or 3-D) might offer greater discounts, he says.</p>
<p>Ditto with laptops. The big influx of &#8220;ultrabooks&#8221; (lightweight, superthin, shorter boot times and longer battery lives), means shoppers can find bigger discounts on more traditional models, Barry says.</p>
<p>Mother&#8217;s Day, graduations and Father&#8217;s Day come in May and June, and that means good prices in April on accessories for electronics &#8212; things such as cases, docking stations and carrying bags, Barry says.</p>
<p>April brings savings on party supplies and kids&#8217; dress clothes.</p>
<p>Want to get a good deal on kids&#8217; dress clothes? During the first week of April (right before Easter and Passover), parents will see dress clothing marked down by 25 percent to 50 percent, says Daniel Butler, vice president of retail operations for the National Retail Federation.</p>
<p>There are two times of year when parents try to outfit their children in dress clothes: just before winter and spring holidays, he says. Bargains include everything from baby and toddler sizes to juniors and young men&#8217;s sizes, he says.</p>
<p>The only problem for bargain hunters is that it&#8217;s a short window of just one week, Butler says.</p>
<p>Got a spring party planned? When it comes to items such as balloons, costumes, place mats and special dinnerware, you could find deals of 25 percent to 50 percent off during the first week of April, Butler says. If you wait, the real deals come after the holidays, when you can find the same items for 40 percent to 70 percent off, he says.</p>
<p>With April weather a peril, buy apparel at a discount.</p>
<p>April showers bring not just May flowers, but also deals on rain gear, says Daniel Butler, vice president of retail operations for the National Retail Federation.</p>
<p>Shoppers will see discounts on lightweight weather gear &#8212; such as umbrellas, slickers and jackets &#8212; for 20 percent to 30 percent off, he says.</p>
<p>If you would rather plan for sunny weather, you can likely find bargains on swimwear in April. Many stores mark swimsuits down by 25 percent to 50 percent, Butler says. Warm-weather casual clothes, such as shorts, T-shirts and tank tops, are popping up at 25 percent to 40 percent off, he says.</p>
<p>Your supermarket will have plenty of produce on sale in April.</p>
<p>If the weather stays warm, leaf lettuce should be a great value in April, says James Parker, facility team leader for the global produce buying office of Whole Foods Market. He lists romaine, green leaf, red leaf and butter lettuce.</p>
<p>Grape or cherry tomatoes are another good buy in April. Instead of price cuts, look for larger amounts sold at the same price, Parker says.</p>
<p>Prices on artichokes, asparagus, strawberries and mangos dropped in March, and, if the weather holds, supplies will be even more plentiful in April, Parker says. Consumers could see either lower prices or larger portions for the same price.</p>
<p>April brings plenty more bargains in produce, including for red peppers. In general, hothouse peppers will run about $2 to $4 a pound, while peppers grown in the field will be about $1 to $2 a pound, Parker says.</p>
<p>Consumers should also see some good buys on broccoli and cauliflower, he says. If the favorable weather continues, prices for both will go down about one-third in April, Parker says.</p>
<p>In April, you can find deals on outdoor furniture, clay pots and some blooming plants.</p>
<p>You might not get the best prices on outdoor living goods in April, but that doesn&#8217;t mean you can&#8217;t find a discount.</p>
<p>If you&#8217;re in the market for some patio furniture, you can find markdowns of 20 percent to 30 percent in April, says Daniel Butler, vice president of retail operations for the National Retail Federation.</p>
<p>In April, many garden centers run specials on terra cotta pots &#8212; a favorite for container gardening, says P. Allen Smith, author of &#8220;Living in the Garden Home&#8221; and host of &#8220;P. Allen Smith Gardens.&#8221; While the discounts aren&#8217;t as big as you&#8217;d score in October (as much as 80 percent off), you can get deals of up to 20 percent off, he says.</p>
<p>Nurseries and garden centers will also run superlow prices on select items in April, hoping that you&#8217;ll buy other things once you&#8217;re in the store. So look for loss-leader prices on things such as hanging baskets of blooming plants and flats of perennials, Smith says.</p>
<p>Discounted spa services deliver a less stressful April.</p>
<p>Longing for an hour of &#8220;me time&#8221; sometime in April?</p>
<p>For Spa Week (April 16 to 22), more than 800 participating spas are offering promotional deals, says Lynne McNees, president of the International Spa Association.</p>
<p>You get an hour of services for $50, she says. That can be anything from a single facial or massage to a combination of treatments. &#8220;You really can get anything you want,&#8221; McNees says. &#8220;It depends on the spa in your area.&#8221;</p>
<p>April is Stress Awareness Month. Many spas and health clubs offer free or discounted classes, seminars and services aimed at stress reduction, McNees says. This can include classes on meditation or how to multitask without losing your mind.</p>
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		<title>Smoke Detectors: What You NEED to Know</title>
		<link>http://www.karenadelson.com/blog/smoke-detectors-what-you-need-to-know</link>
		<comments>http://www.karenadelson.com/blog/smoke-detectors-what-you-need-to-know#comments</comments>
		<pubDate>Tue, 24 Apr 2012 11:00:29 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Help Around the House]]></category>
		<category><![CDATA[different kinds of smoke detectors]]></category>
		<category><![CDATA[Home Maintenance Checklist]]></category>
		<category><![CDATA[installation]]></category>
		<category><![CDATA[Maintenance]]></category>
		<category><![CDATA[smoke detectors]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/smoke-detectors-what-you-need-to-know</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/11/smoke-detector.jpg"></a> Smoke detectors save lives. Many people may be lulled into a false sense of security thinking they have smoke detectors in their home. Smoke detectors that are not installed or maintained properly are not safe. Here are a few tips on what you need to know about buying, installing, and maintaining your smoke [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/11/smoke-detector.jpg"><img class="alignleft size-thumbnail wp-image-404" title="Smoke detector" src="http://www.rls2000.com/wordpress/wp-content/uploads/2011/11/smoke-detector-150x147.jpg" alt="" width="150" height="147" /></a> Smoke detectors save lives. Many people may be lulled into a false sense of security thinking they have smoke detectors in their home. Smoke detectors that are not installed or maintained properly are not safe. Here are a few tips on what you need to know about buying, installing, and maintaining your smoke detectors:</p>
<p><strong>What should I buy?</strong></p>
<p>The National Burn Institute recommends only buying smoke alarms tested by Underwriters Laboratories (UL). You will also want to make sure the smoke detector has a battery backup. Smoke detectors that don&#8217;t work in a power outage are no good. Consider buying a combination smoke detector and carbon monoxide detector, they may be more expensive, but well worth the money.</p>
<p>There are two main types of smoke alarms, which are categorized by the type of smoke detection sensor used in the alarm.  They are ionization and photoelectric.</p>
<p><strong>Ionization smoke detectors</strong></p>
<p>Ionization detectors respond quickly to flaming fires with smaller combustion particles. They contain a chamber with two plates that generate a small, continuous electric current. When smoke enters the ionization chamber, the smoke particles disrupt the current flow, which triggers the alarm.</p>
<p><strong>Photoelectric smoke detectors</strong></p>
<p>Photoelectric detectors respond more quickly to smoldering fires. They use a light beam and light receptor. When smoke is present between the light and receptor, the photocell sensor triggers the alarm.</p>
<p><strong>Combination smoke detectors</strong></p>
<p>The best smoke alarms can sense both types of fires (flaming and smoldering). For the highest degree of safety and preparedness, there are combination smoke alarms also that combine ionization and photoelectric detectors into one unit, called dual sensor smoke alarms.</p>
<p>Check with your local fire department to see what kind of detector they recommend.</p>
<p><strong><span>Installation and Maintenance</span></strong></p>
<p>Smoke detectors should be installed on each floor, outside of every bedroom and sleeping area and near any air vents. Detectors should also be installed high on walls or on ceilings because smoke rises. Avoid installing detectors near windows, doors or where there are openings where smoke can escape.</p>
<p>Check with your local fire department for specific regulations on the placement of detectors.</p>
<p>Smoke detectors have a lifespan of about seven to 10 years, and it&#8217;s important to replace old detectors according to the model&#8217;s recommendations. Test your alarm’s batteries monthly and remember to replace all batteries at least once a year. Clean and vacuum the grill of your detector to get rid of dust and debris. Other maintenance includes a monthly testing of the alarm and cleaning with a vacuum hose about once every month.</p>
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		<title>Tips for a Better Night&#8217;s Sleep</title>
		<link>http://www.karenadelson.com/blog/tips-for-a-better-nights-sleep</link>
		<comments>http://www.karenadelson.com/blog/tips-for-a-better-nights-sleep#comments</comments>
		<pubDate>Tue, 17 Apr 2012 11:00:25 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[To Your Health]]></category>
		<category><![CDATA[can't sleep]]></category>
		<category><![CDATA[sleep better]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/tips-for-a-better-nights-sleep</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/12/cant-sleep.jpg"></a>Sleep; it is so good for us but for many it can be so hard to achieve. Believe it or not your lack of sleep may be coming from the foods you eat. </p> <p>This article from <a title="Caring.com" href="http://www.caring.com/articles/foods-that-prevent-sleep" target="_blank">Caring.com</a> says avoid these five foods that can *prevent* you from getting a good [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/12/cant-sleep.jpg"><img class="alignleft size-thumbnail wp-image-676" title="cant sleep" src="http://www.rls2000.com/wordpress/wp-content/uploads/2011/12/cant-sleep-150x150.jpg" alt="" width="150" height="150" /></a>Sleep; it is so good for us but for many it can be so hard to achieve. Believe it or not your lack of sleep may be coming from the foods you eat. </p>
<p>This article from <a title="Caring.com" href="http://www.caring.com/articles/foods-that-prevent-sleep" target="_blank">Caring.com</a> says avoid these five foods that can *prevent* you from getting a good night&#8217;s rest:</p>
<p><strong>1. Preserved and smoked meats</strong></p>
<p>Slap your hand away when it reaches to make a ham sandwich as an evening snack. Ham, bacon, sausages, and smoked meats contain high levels of the amino acid tyramine, which triggers the brain to release norepinephrine, a brain stimulant that makes us feel alert and wired.</p>
<p><strong>2. Chocolate</strong></p>
<p>Love an evening cup of cocoa? That sundae in front of the TV? Be careful of chocolate in all its disguises. Many people are increasingly sensitive to caffeine as they get older, and even the little chocolate chunks in chocolate chip ice cream could zap you just enough to prevent ZZZZs. Chocolate also contains tyrosine, a stimulating amino acid.</p>
<p><strong>3. Energy drinks</strong></p>
<p>Red Bull and other energy drinks are high in caffeine as well as the amino acid taurine, which boosts alertness and adrenaline. Recent studies have shown that even if you drink energy drinks early in the day, the combined high dosage of taurine and caffeine can make it hard to sleep, or to sleep well, later on.</p>
<p><strong>4. Tomato sauce, chili, pizza, and spicy foods</strong></p>
<p>Digestive disturbances are a common source of sleep problems, but many people fail to make the connection. Acidic and spicy foods can cause reflux, heartburn, and other symptoms that interrupt sleep.</p>
<p><strong>5. The nightcap</strong></p>
<p>A drink or two may make you feel more relaxed after dinner, but it comes back to haunt you &#8212; literally &#8212; a few hours later, by preventing you from achieving deep sleep. And because alcohol both dehydrates you and makes you have to pee, it wakes you up, too. Wine is high in the stimulant tyrosine as well.</p>
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		<title>Looking For a Condo</title>
		<link>http://www.karenadelson.com/blog/looking-for-a-condo</link>
		<comments>http://www.karenadelson.com/blog/looking-for-a-condo#comments</comments>
		<pubDate>Tue, 10 Apr 2012 11:00:26 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Special Real Estate Situations]]></category>
		<category><![CDATA[buyer tips]]></category>
		<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[condo fees]]></category>
		<category><![CDATA[condo rules]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/looking-for-a-condo</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/12/condo-1.jpg"></a>When it comes to searching for a home, there are a lot of factors that you have to consider. This is especially the case if you are shopping for condos, as you will be sharing a lot of common space with your neighbors as well. The first thing to look into is the overall [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2011/12/condo-1.jpg"><img class="alignleft size-full wp-image-547" title="condo 1" src="http://www.rls2000.com/wordpress/wp-content/uploads/2011/12/condo-1.jpg" alt="" width="300" height="200" /></a>When it comes to searching for a home, there are a lot of factors that you have to consider. This is especially the case if you are shopping for condos, as you will be sharing a lot of common space with your neighbors as well. The first thing to look into is the overall interactivity that goes on within the block of condos you are considering to make your home. In most cases, it is always better to find a condo that has an interactive community, because this in turn means that you never have to worry that someone might not be doing their part in keeping the block of properties maintained and in good condition.</p>
<p>One thing to be careful of is that some communities do not allow pets, and so if you are looking for a condo for you and your pets, then you need to make sure that the community has no problem with this. In the end, you have to find a condo that is able to be comfortable to live in, and where there is the least amount of stress. While it can be very beneficial to live in a community, it can at times be stressful if you are not one to go by strenuous rules. For some people, the idea of owning a home means that they have the freedom of choice to do what they want in their property.</p>
<p>One of the most important things to look into when buying a condo is the condo fees. What are they and what will they be down the road? Are they set condo fees, or could they become too costly to pay down the road? Some condos fees go up to the point that makes the great price you got on the condo not look so great because of what you are paying in taxes and condo fees. One of pluses of a condo is no maintenance and a lot of people really like that especially in your later years when you don’t want to mow the lawn or shovel the sidewalks. A condo is a great option for many buyers and you can generally get into a condo for a fair price.</p>
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		<title>How to Save Money</title>
		<link>http://www.karenadelson.com/blog/how-to-save-money</link>
		<comments>http://www.karenadelson.com/blog/how-to-save-money#comments</comments>
		<pubDate>Tue, 03 Apr 2012 11:00:22 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/how-to-save-money</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/02/piggy-bank.jpg"></a>Is there really a secret to saving money? It may seem as though it is mystery how your bank account ends up empty every month but there is no mystery to it. While it may be no secret there are three important tips you can follow to help you put more money in your [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/02/piggy-bank.jpg"><img class="alignleft size-thumbnail wp-image-987" title="Putting coin into the piggy bank" src="http://www.rls2000.com/wordpress/wp-content/uploads/2012/02/piggy-bank-150x150.jpg" alt="" width="150" height="150" /></a>Is there really a secret to saving money? It may seem as though it is mystery how your bank account ends up empty every month but there is no mystery to it. While it may be no secret there are three important tips you can follow to help you put more money in your pocket. The challenge is to follow the tips in order to be successful at saving money. The rest is up to you.</p>
<h3>1. Create a Budget</h3>
<p>You need to know where your money is going. Once you have established where you spend your money you will be able to find places to make cuts. The first thing to do is figure out how much is being spent on housing, utilities, groceries, debt, and entertainment. Once you know where the money is going you will be able to set limits for problem areas. This is the money that you will apply to secret #2.</p>
<h3>2. Pay Yourself First</h3>
<p>This is a huge secret, pay yourself first. Yes, before you dole out money for bills as soon as your paycheck hits your account; deposit a specified amount into savings. It doesn&#8217;t matter how small the amount is, at least you are saving.</p>
<p>Even better , create an automatic savings plan that will automatically deposit money into your savings account before you even have a chance to spend it. This can be done right through your employer’s direct deposit or with a recurring transfer with your bank.</p>
<h3>3. Spend Less Than You Earn</h3>
<p>If you don&#8217;t learn to obey this rule you will never be able to save money. You simply have to spend less money than you earn and there’s no way around that. If you are spending more than you earn you are borrowing money and thus putting yourself into debt.</p>
<p>&nbsp;</p>
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		<title>Buying a Vacation Home</title>
		<link>http://www.karenadelson.com/blog/buying-a-vacation-home</link>
		<comments>http://www.karenadelson.com/blog/buying-a-vacation-home#comments</comments>
		<pubDate>Tue, 27 Mar 2012 11:00:22 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[buyer tips]]></category>
		<category><![CDATA[second home]]></category>
		<category><![CDATA[vacation home]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/buying-a-vacation-home</guid>
		<description><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/03/vacation-home1.jpg"></a>Rates are low, home prices are still low and the thermometer is heating up. If you are dreaming of a vacation home; right now there are some great deals for buyers looking for a second home. <a title="Money magazine" href="http://money.cnn.com/2011/04/05/real_estate/buying_vacation_homes.moneymag/index.htm" target="_blank">Money Magazine</a> offers some tips on what you need to know before you take the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.rls2000.com/wordpress/wp-content/uploads/2012/03/vacation-home1.jpg"><img class="alignleft size-thumbnail wp-image-1094" title="vacation home" src="http://www.rls2000.com/wordpress/wp-content/uploads/2012/03/vacation-home1-150x133.jpg" alt="" width="150" height="133" /></a>Rates are low, home prices are still low and the thermometer is heating up. If you are dreaming of a vacation home; right now there are some great deals for buyers looking for a second home. <a title="Money magazine" href="http://money.cnn.com/2011/04/05/real_estate/buying_vacation_homes.moneymag/index.htm" target="_blank">Money Magazine</a> offers some tips on what you need to know before you take the leap on a second home.</p>
<p>&nbsp;</p>
<p><strong>1. Now is a good time to pounce</strong><br />
In many second-home hot spots, prices are still close to their five-year lows. According to Fiserv, single-home prices in Napa, Calif., for example, are down 47% from their 2006 peak; the average house in Ocean City, N.J., costs 24% less than it did in 2006. And though a few hard-hit markets like Las Vegas, Tucson, and Miami could fall a bit further, most economists believe the biggest declines are behind us.</p>
<p>Meanwhile, sales in places such as Myrtle Beach, S.C., and Palm Beach saw double-digit increases last year. &#8220;Now prices are starting to move up,&#8221; says Myrtle Beach broker Rod Smith.</p>
<p><strong>2. A home is a better deal if it&#8217;s rentable</strong><br />
You may think you&#8217;ll keep the retreat all to yourself, but it&#8217;s still smart to shop as if you&#8217;re going to rent the place out. That&#8217;s because a home&#8217;s rental potential can affect its resale value, says Fredericksburg, Texas, agent Catherine Jeffrey.</p>
<p>Before you bid on a house, make sure the homeowners association or township allows short-term rentals (many do not). And keep in mind that renters prefer homes with at least one bathroom for every bedroom, says Jeffrey.</p>
<p><strong>3. Don&#8217;t count on rental income to pay your bills</strong><br />
The typical property rents out just 17 weeks a year, says Christine Karpinski of vacation-rental site HomeAway.com. Plus, you&#8217;ll need to pay for cleaning, maintenance, insurance, and maybe management fees (at least 15% of income).</p>
<p>Sales of doomsday bunkers up 1,000%<br />
To get a handle on a property&#8217;s income potential, ask a management company for a history of rental dates and rates for homes comparable to the one you&#8217;re considering. If your monthly loan payment is less than or equal to one peak week of rent, you&#8217;re likely to break even, says Karpinski.</p>
<p><strong>4. Your loan rate depends on how you use the house</strong><br />
Lenders have raised standards across the board, but they&#8217;re giving extra scrutiny to vacation homes. Use the property primarily as a second home and you&#8217;ll pay about the same mortgage rate as you would on a primary residence, says HSH Associates vice president Keith Gumbinger. If you need rental income to qualify for the loan, however, the house is treated as investment property &#8212; so you&#8217;ll have to fork over as much as 25% for the down payment and pay up to one percentage point more in interest.</p>
<p><strong>5. Tax benefits can be sweet</strong><br />
Rent the house out for two weeks or less and you won&#8217;t have to report a cent of income to the IRS &#8212; and you can still deduct property taxes and mortgage interest.</p>
<p>Stay there for less than two weeks or 10% of rental days, whichever is greater, and you can deduct operating costs &#8212; everything from cleaning fees and maintenance to linens and repairs &#8212; in addition to interest and property tax. Use and rent a lot? You&#8217;ll have to allocate the write-offs between personal and rental use, which gets tricky, says Rick Shapiro, a CPA in West Hartford, Conn. So talk to your tax guy before you buy.</p>
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		<title>Buy vs. Rent</title>
		<link>http://www.karenadelson.com/blog/buy-vs-rent</link>
		<comments>http://www.karenadelson.com/blog/buy-vs-rent#comments</comments>
		<pubDate>Tue, 20 Mar 2012 11:00:17 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Buy vs Rent]]></category>
		<category><![CDATA[Should I buy or rent?]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/buy-vs-rent</guid>
		<description><![CDATA[<p>With rental homes scarce and rent prices on the rise buying a home beats renting.</p> <p>There are two main factors at play that make buying versus renting a better choice.</p> According to Rent.com, over the next two years rents could rise 7%. Nationally, home prices have finally dropped enough to create a buying opportunity. Since [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="margin-right: 5px;" title="home-maintenance" src="http://www.rls2000.com/images/rent-vs-buy.jpg" />With rental homes scarce and rent prices on the rise buying a home beats renting.</p>
<p>There are two main factors at play that make buying versus renting a better choice.</p>
<ol>
<li>According to Rent.com, over the next two years rents could rise 7%.</li>
<li>Nationally, home prices have finally dropped enough to create a buying opportunity. Since the price peak in 2006, home prices are down 32%.</li>
</ol>
<p>What does this mean for your pocketbook? Home ownership is a forced savings plan. The mortgage bill comes in every month, the homeowner pays it and the mortgage balance goes down. Experts agree most homeowners will break even after just eight years in their home.</p>
<p>Renters, meanwhile, are just as likely to spend their savings as homeowners. They&#8217;ll wind up with less money over the long haul because they have no forced savings.  To see the real savings in dollars and cents, use a Rent vs. Buy Calculator.</p>
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		<title>Single-Family &#8211; 26 Patterson Road Lexington, MA 02421 is now new to the market!</title>
		<link>http://www.karenadelson.com/blog/single-family-26-patterson-road-lexington-ma-02421-is-now-new-to-the-market</link>
		<comments>http://www.karenadelson.com/blog/single-family-26-patterson-road-lexington-ma-02421-is-now-new-to-the-market#comments</comments>
		<pubDate>Thu, 15 Mar 2012 14:01:10 +0000</pubDate>
		<dc:creator>Karen Adelson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Lexington MA 02421]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Single-Family]]></category>

		<guid isPermaLink="false">http://www.karenadelson.com/blog/single-family-26-patterson-road-lexington-ma-02421-is-now-new-to-the-market</guid>
		<description><![CDATA[<p>Beautifully set on a 3/4 acre lot is this new handsome, well crafted Colonial by a premier Lexington builder. Enter from the 44&#8242; front porch to an entrance hall leading to expansive living room, dining room, study including a 25 by 19 stunning family room with soaring ceilings and a fireplace. The chef&#8217;s kitchen complete [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://img.mlspropertyfinder.com/images.aspx?type=listings&#038;id=71351012&#038;width=150" style="float:left;padding-right:7px;padding-bottom:3px;"  />Beautifully set on a 3/4 acre lot is this new handsome, well crafted Colonial by a premier Lexington builder.  Enter from the 44&#8242; front porch to an entrance hall leading to expansive living room, dining room, study including a 25 by 19 stunning family room with soaring ceilings and a fireplace.  The chef&#8217;s kitchen complete with walk-in pantry leads to an oversized L shaped deck overlooking a large, tree fringed peaceful yard.  It&#8217;s rare to see new construction on such a wonderful lot.</p>
<p>  This is a  Colonial style home and features 9 total rooms, 3 full baths, 1 half bath, 4 bedrooms, 0.68 Acres, and is currently available for $1,239,000.</p>
<p> For complete details click <a href="http://www.karenadelson.com/detail.asp?listingID=71351012&#038;agentid=BB300751">here</a>.</p>
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